Visa Signature Concierge
Call or chat with a 24/7 Visa Signature¹ Concierge who will book flights, hotels, or reservations.²
World-Class
Banking for
Everyone
- Fee-free banking plus early pay access.
- 5% cash back and build credit everyday.
- 3.75% APY on your savings.
STASH is a fintech, not a bank. Optional services and products may have fees or charges. #1 ranking based on J.D. Power survey.
#1 Most Loved
Banking App™
nerdwallet
Named NerdWallet's Best Overall
Checking Account of 2026™
Checking Account of 2026™
1 Million+ 5 star reviews
in the Google Play and Apple App Stores
USA Today
Rated 5 stars for customer
service by USA Today
service by USA Today
FDIC Insured Deposits
Deposits up to $250k through The Bancorp
Bank, N.A. or Stride Bank, N.A., Members FDIC§
Bank, N.A. or Stride Bank, N.A., Members FDIC§
#1 Most Loved
Banking App™
nerdwallet
Named NerdWallet's Best Overall
Checking Account of 2026™
Checking Account of 2026™
1 Million+ 5 star reviews
in the Google Play and Apple App Stores
USA Today
Rated 5 stars for customer
service by USA Today
service by USA Today
FDIC Insured Deposits
Deposits up to $250k through The Bancorp
Bank, N.A. or Stride Bank, N.A., Members FDIC§
Bank, N.A. or Stride Bank, N.A., Members FDIC§
Now arriving: premium perks.
Perks Card is your ticket to all premium Perks Prime travel perks. See how you can enjoy $1,150 in annual benefits⁵⁶ just for banking through Perks.
Free Priority Pass Membership
Get access to 1,800 airport lounges around the globe with Perks Prime.³
Luxury hotel collection
Access a premium collection of benefits like VIP status, complimentary breakfast for two, and an upgrade when available.⁴
Global mobile data
1GB/15 days of complimentary global mobile data for compatible devices with Visa and GigSky.
International ATM reimbursement
Get two Perks out-of-network fees reimbursed each month when you withdraw cash from an international ATM on any physical Perks Card.
Many more perks
Free tax filing, friend referrals, and more, you'll save on things you already spend on.
The platform
Everything your finance team needs, in one place.
Stop stitching together a dozen tools. STASH is the infrastructure layer that unifies your entire financial stack.
Global Payments
ACH, wires, SEPA, SWIFT, RTP, and FedNow — all through one unified API with real-time status and automatic reconciliation.
Compliance & KYC
Automated identity verification, sanctions screening across 14 lists, and a full case management queue — stay compliant without slowing down.
Cards & Spend
Issue virtual and physical cards with per-card limits, merchant controls, and real-time transaction feeds for your entire team.
Treasury & Yields
Automate cash sweeps into T-bills and money markets. Earn 4.8%+ APY on idle balances while keeping full same-day liquidity.
Risk & Fraud
ML models running on every authorization. Block fraud in <50ms with 98.4% recall and configurable velocity rules.
Reporting & Audit
GAAP-compliant statements, immutable audit logs with 7-year retention, and one-click exports to your ERP or accounting system.
Deep dive
Built for the whole finance stack.
Earn yield on every dollar.
STASH automatically sweeps idle balances into T-bills and government MMFs — earning 4.8% APY while keeping your cash available same-day. No lockup. No manual trades. Full audit trail.
Current APY
4.82%
Auto-sweep threshold
$50k
Liquidity
Same-day
Treasury — live view
US T-Bills · 6-month4.94%$1,240,000
Government MMF · Vanguard4.78%$840,000
Operating buffer—$400,000
$2.4B
processed daily
99.999%
uptime · 12-month rolling
41
countries supported
<42ms
p99 API latency
"
We closed our Series B with a clean data room because STASH had already reconciled every dollar since day one. Our auditors were done in two weeks instead of eight.
MC
Mia Costa
CFO, Aurora Defense · $2.4M ARR
Pricing
Transparent pricing. No surprises.
Start free. Scale as you grow.
Starter
Free/ mo
No monthly fee
Get started - 1 business account (USD)
- ACH + domestic wires
- Up to 5 team members
- Basic KYC — auto-approved
- API access + webhooks
- Community support
Most popular
Business
$299/ mo
per month
Start 14-day trial - Everything in Starter
- Multi-currency accounts
- Cards (virtual + physical)
- Treasury sweep automation
- Priority KYC queue
- Risk & fraud dashboard
- Dedicated CSM
Scale
Custom
volume-based pricing
Talk to sales - Everything in Business
- Unlimited accounts & users
- White-label API access
- Custom compliance workflows
- SLA with financial penalties
- Dedicated infrastructure
- 24/7 engineering support
Ready to move money like it's 2026?
Join 1,400+ companies that have unified their financial infrastructure on STASH.